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Banks & Financial Institutions


AM Financial Corp.
Judy Reynolds
2810 N. Croatan Hwy #1
Kill Devil Hills, NC 27948
Phone: (252) 449-8985
Fax: (252) 449-8987
mailto:amfinancialcorp@earthlink.net
Professional, prompt, friendly service, detailed explanations of mortgages and how they work. Fast turnaround time on approvals and closings.

Atlantic Discount Corporation
Burnie Staples
1300 S. Croatan Hwy
Kill Devil Hills, NC 27948
Phone: (252) 441-4422
Fax: (252) 441-7869
mailto:information@atlanticdiscount.com
Personal loans; automobile financing; financial counseling services for our customers; Atlantic Discount Mortgage for purchases and refinancing.

Bank of America
Bill Teague
4804 N. Croatan Hwy
Kitty Hawk, NC 27949
Phone: (252) 261-4195
Fax: (252) 261-7104
The power to make a difference. Full service bank offering a complete range of financial services. Contact Bill Teague for your mortgage needs.

Bank of America Mortgage
Drew Wright
4804 N. Croatan Hwy
Kitty Hawk, NC 27949
Phone: (252) 261-6900 / (800) 831-6692
Fax: (252) 261-6899
The South's largest financial institution; offering the Best Rates, Service, & Construction Permanent programs available. Located within the Bank of America Branch.

Bank of Currituck
Curtis Gauntt
824 Ocean Trail
Corolla, NC 27927
Phone: (252) 453-4900
Fax: (252) 453-4411
Full-service COMMUNITY bank since 1920. Lot, construction & permanent mortgages. Honor/Cirrus ATM's at each location. FDIC, Equal Housing Lender. 4900 Monteray Shores, Corolla, NC 27927. Also Moyock, Camden, & Grandy. E-mail: jdc@bankofcurrituck.com Website: www.bankofcurrituck.com

The Bank of Currituck
Jack K. Crawford
3105 North Croatan Hwy
Kill Devil Hills, NC 27948
Phone: (252) 441-6628
Fax: (252) 441-6659

BB&T(Branch Banking & Trust)
Rob Wilkinson
1920 N. Croatan Hwy, MP 6 1/2
PO Box 269
Kill Devil Hills, NC 27948
Phone: (252) 449-2141
Fax: (252) 449-2199
mailto:rwilkinson@bbandt.com
Offering a full range of Commercial Bank services, including mortgage, small business & consumer loans. As well as variety checking packages. 24 hour banking network. MP 6 1/2.

Beach Mortgage
Bob Krainiak
5117 N. Croatan Hwy
Kitty Hawk, NC 27949
Phone: (252) 261-2100
Fax: (252) 261-2561
Fast service, variety of programs, & competitive rates. The choice of the realtors.

Benchmark Mortgage
Rose Blankenship & Carrie Cubine
3116 N. Croatan Hwy, Ste. 103
Kill Devil Hills, NC 27948
Phone: (252) 480-1964
Fax: (252) 480-6692
A Full Service Mortgage Lender Offering Financing on Primary, Secondary & Investment Homes. The Fastest Most Efficient Way to Get a Mortgage. Website: www.benchmarkmortgage.com; Email: ccubine@benchmarkmortgage.com

Carolina State Mortgage Corporation
Robert G. Walker
100 Dune Street
At Milepost 13 on the By-Pass
Nags Head, NC 27959
Phone: (252) 441-8333
Fax: (252) 441-9335
mailto:bob@carolina-state.com
Carolina State Mortgage provides residential mortgage loans for purchase, construction, and refinance. Specialized lending for investment and vacation homes.

Chase Manhattan Mortgage Corporation
Ronnie Roach
5107 N. Croatan Hwy, Ste. 8
Kitty Hawk, NC 27949
Phone: (252) 441-4439 / (800) 858-7752
Fax: (252) 441-1066
The right mortgage is what you'll get. Experience & service is what we offer. Email: Ronald.D.Roach@chase.com

Cooperative Bank
Rick Gray
2007 S. Croatan Hwy
Kill Devil Hills, NC 27948
Phone: (252) 441-6358
Fax: (252) 441-3763
Serving eastern NC since 1898, now with 17 offices. Main office: Wilmington, NC. FDIC insured. Equal Housing Lender.

Cooperative Bank for Savings
Marshall H. Twiddy
821 Ocean Trail, Ste 3
Corolla, NC 27927
Phone: (252) 453-4111
Fax: (252) 453-8880
Serving eastern NC since 1898, now with 17 offices. Main office: Wilmington, NC. FDIC insured. Equal Housing Lender. 9am-5pm Mon.-Thurs; 6pm Fri.

Countrywide Home Loans
Margaret Wells/Anne Niosi
5108 N. Croatan Hwy
Kitty Hawk, NC 27949
Phone: (252) 261-5484 / (866) 408-3852
Fax: (252) 261-3723
The nation's leading independent residential mortgage lender with the most competitive priced products available from Conventional to Construction, VA, & FHA. Website: home.countrywide.com/margaretwells; Email: margaret_wells@countrywide.com

Dare Mortgage Services, Inc.
Staton Martin
115 Elizabeth Drive
Manteo, NC 27954
Phone: (252) 473-6323
Fax: (252) 475-1542
mailto:jsmdaremort@inteliport.com
Dare Mortgage Services is a local company. We Service all of North Carolina with emphasis on Residential Lending. We are experienced lenders, locally owned and managed and we do everything we can to serve the customer and "KEEP IT SIMPLE".

Discover Business Services
Charles Brantley
209 N. Antigo Ct
Greer, SC 29650
Phone: (864) 609-9973
Fax: (864) 268-5024
Sign up to accept Discover Card services for merchants. Also receive a free quote on your other credit card processing. www.discovercard.com; charlesbrantley@discoverfinancial.com

The East Carolina Bank Avon
Norm Campbell
Hatteras Island Plaza
Hwy 12
Avon, NC 27915
Phone: (252) 995-7900
Fax: (252) 995-7770
PLUS, HONOR ATM networks available: Nags Head office (158 Bypass, MP 10 1/2) 441-5588; Southern Shores office (158 Bypass, MP 1 1/2) 261-3317; Manteo office (205 Hwy 64/264) 473-5821; Avon office (NC 12) 995-7900; Ocracoke office (NC 12) 928-5231; Hatteras office(NC 12) 986-2131. Member FDIC.

The East Carolina Bank Hatteras
Drew Pullen
PO Box 297
Hatteras, NC 27943
Phone: (252) 986-2131
PLUS, HONOR ATM networks available: Nags Head office (158 Bypass, MP 10 1/2) 441-5588; Southern Shores office (158 Bypass, MP 1 1/2) 261-3317; Manteo office (205 Hwy 64/264) 473-5821; Avon office (NC 12) 995-7900; Ocracoke office (NC 12) 928-5231; Hatteras office(NC 12) 986-2131. Member FDIC.

The East Carolina Bank Manteo
T. Olin Davis
205 Hwy 64/264
Manteo, NC 27954
Phone: (252) 473-5821
Fax: (252) 473-5826
PLUS, HONOR ATM networks available: Nags Head office (158 Bypass, MP 10 1/2) 441-5588; Southern Shores office (158 Bypass, MP 1 1/2) 261-3317; Manteo office (205 Hwy 64/264) 473-5821; Avon office (NC 12) 995-7900; Ocracoke office (NC 12) 928-5231; Hatteras office(NC 12) 986-2131. Member FDIC.

The East Carolina Bank NH
Skipper Hines/Bob Stuart
2721 S Croatan Hwy
Nags Head, NC 27959
Phone: (252) 441-5588
Fax: (252) 441-3662
mailto:ecbonline@ecbbancorp.com
PLUS, HONOR ATM networks available: Nags Head office (158 Bypass, MP 10 1/2) 441-5588; Southern Shores office (158 Bypass, MP 1 1/2) 261-3317; Manteo office (205 Hwy 64/264) 473-5821; Avon office (NC 12) 995-7900; Ocracoke office (NC 12) 928-5231; Hatteras office(NC 12) 986-2131. Member FDIC.

The East Carolina Bank Ocracoke
Judith G. Garrish
782 Irvin Garrish Hwy
Ocracoke, NC 27960
Phone: (252) 928-5231
Fax: (252) 928-6531
PLUS, HONOR ATM networks available: Nags Head office (158 Bypass, MP 10 1/2) 441-5588; Southern Shores office (158 Bypass, MP 1 1/2) 261-3317; Manteo office (205 Hwy 64/264) 473-5821; Avon office (NC 12) 995-7900; Ocracoke office (NC 12) 928-5231; Hatteras office(NC 12) 986-2131. Member FDIC.

The East Carolina Bank Southern Shores
Attn: Manager
#1 Juniper Trail
Southern Shores, NC 27949
Phone: (252) 261-3317
Fax: (252) 261-1914
PLUS, HONOR ATM networks available: Nags Head office (158 Bypass, MP 10 1/2) 441-5588; Southern Shores office (158 Bypass, MP 1 1/2) 261-3317; Manteo office (205 Hwy 64/264) 473-5821; Avon office (NC 12) 995-7900; Ocracoke office (NC 12) 928-5231; Hatteras office(NC 12) 986-2131. Member FDIC.

ECB Mortgage
Jerry Simonette
2721 S. Croatan Hwy
Nags Head, NC 27959
Phone: (252) 441-2181
Fax: (252) 441-2182
Conventional as well as non-conforming residential lending. Purchases & refinances - we make it simple!

First Flight Mortgage
Kelly Bergenstock
2501 N. Croatan Hwy
Kill Devil Hills, NC 27948
Phone: (252) 449-4800
Fax: (252) 449-4801
Local lenders for primary, second and investment homes. Programs available for all types of borrowers.

First Horizon Home Loans
Delphine Amrhein
6445 N. Croatan Hwy
Kitty Hawk, NC 27949
Phone: (252) 261-1177 / (800) 256-7887
Fax: (252) 261-1557
A division of First Horizon Home Loan Corporation. Fast, Friendly, Flexible Residential Mortgages-VA, FHA, ConstructionPerm, 2nd Homes & Investments.

First South Bank
Russ Lay
1906 S. Croatan Hwy
Kill Devil Hills, NC 27948
Phone: (252) 441-9935
Fax: (252) 441-5400
Full Service Bank Serving Eastern North Carolina Since 1902. Hometown Neighbors Doing Business With Neighbors. Offer Free Checking To Everyone.

Frank T. Yoder Mortgage
Frank Balladares
Southern Shores Business Center
#8 Juniper Trail
Kitty Hawk, NC 27949
Phone: (252) 261-8212
Fax: (252) 261-9316
mailto:bkmfs1@earthlink.net
When others say no, we usually say yes.

Gateway Bank
Ron Bennett
3600 N. Croatan Hwy
Kitty Hawk, NC 27949
Phone: (252) 261-5895
Fax: (252) 261-6895
mailto:rbennett@gatewaybankandtrust.com
Real People with Real Solutions. We are a community bank offering banking, insurance and investments to local businesses and customers.

Gateway First Mortgage
Bill White, VP & Mgr.
3852 N. Croatan Hwy
Kitty Hawk, NC 27949
Phone: (252) 255-5626
Fax: (252) 255-5110
Residential Mortgage Lender. Serving OBX & all NC & VA. We do 1st, 2nd's, construction, renovation, 2nd homes, investor, rental homes, pre-approvals. Email: whwiii2000@aol.com

Heartland Payment Systems
David Short
PO Box 219
Currituck, NC 27929
Phone: (910) 270-0634
Fax: (910) 270-0378
Merchant services - Visa, Mastercard, Amex, and Discover - set up and rate reviews. Website: www.heartlandpaymentsystems.com; Email: david@e.hps.com

Home Loan Corporation
Rose Blankenship
2400 N. Croatan Hwy, Ste. D-1
Kill Devil Hills, NC 27948
Phone: (252) 255-1507
Fax: (252) 255-1508
When other mortgage companies say no, we say yes! For a no obligation evaluation on mortgage options, please call Rose Blankenship.

Outer Banks Mortgage
Wallace Harvey
2405 South Croatan Hwy
Nags Head, NC 27959
Phone: (252) 441-7760
Conventional loans, lot loans, construction loans, commercial loans, refinancing, non-conforming loans, and private investor loans.

Planters Mortgage Company, Inc.
Greg Alker
4713 N. Croatan Hwy
Kitty Hawk, NC 27949
Phone: (252) 261-1100
Fax: (252) 261-1117
Full service Mortgage Company handling primary, second, and investor properties as well as lot loans and new construction.

RBC Centura
Roberta M. Midgett
47013 Hwy 12
Buxton, NC 27920
Phone: (252) 995-7646
Fax: (252) 995-7635
mailto:roberta.midgett@rbc.com
Cirrus & Honor networks. Information Line 800-888-7888.

RBC Centura ( Duck)
Sarah Gates
1203 Duck Rd
Duck, NC 27949
Phone: (252) 255-2127 / (255) 255-2120
Fax: (252) 255-2125
mailto:sarah.gates@rbc.com
Cirrus & Honor networks. Information Line 800-888-7888.

RBC Centura ( Kitty Hawk)
Penny Bentley
4701 N. Croatan Hwy
PO Box 550
Kitty Hawk, NC 27949
Phone: (252) 255-2111
Fax: (252) 255-2105
mailto:pbentley@centura.com
"You're the Boss, We're the Bank." Offering a full range of services including mortgage, business & consumer loans. Cirrus & Honor networks. Information Line 1-800-CENTURA. www.centura.com

RBC Centura ( Manteo)
Wilson Shearin
301 Virginia Dare Road
Manteo, NC 27954-0998
Phone: (252) 473-4060
Fax: (252) 473-4065
mailto:woodrow.shearin@rbc.com
Cirrus & Honor networks. Information Line 800-888-7888.

RBC Centura ( Nags Head Village)
Laura Lee Whitfield
103 E. Mall Drive
Nags Head, NC 27959
Phone: (252) 441-9500
Fax: (252) 441-9505
mailto:ann.t.smith@rbc.com
Cirrus & Honor networks. Information Line 800-888-7888.

RBC Centura ( Nags Head)
Karyl Rhodes
2619 S. Croatan Hwy
Nags Head, NC 27959
Phone: (252) 441-9510 / (800) 888-7888
Fax: (252) 441-9515
mailto:karyl.rhodes@rbc.com
Cirrus & Honor networks. Information Line 800-888-7888.

RBC Dain Rauscher
John P. Dennis, CLU,ChFc
103 E. Mall Drive
PO Box 1406
Nags Head, NC 27959
Phone: (252) 449-6006
Fax: (252) 449-6035
mailto:John.Dennis@rbcdain.com
Helping your money do more - Mutual Funds, Annuities, Stocks, Bonds, Full Service Brokerage, Planning for Retirement. John Dennis, CLU, ChFC.

Royalty Finance of KDH
Donna Egan
2705 N. Croatan Hwy
Kill Devil Hills, NC 27948
Phone: (252) 480-2707
Fax: (252) 480-1601

Security Plus Mortgage
Ken Jefferson
400 S. Croatan Hwy
Kill Devil Hills, NC 27948
Phone: (252) 441-4149 / (800) 223-4149
Fax: (252) 441-8194
Outer Banks' longest established locally owned full service mortgage company. Specializing in primary, second, construction, lot & investment properties.

Southern Bank
David McGlaughon
PO Box 2037
Kill Devil Hills, NC 27948
Phone: (252) 449-4499
Fax: (252) 449-4780
Two full service offices located at MP 5 1/2 & MP 10, specializing in commercial & mortgage lending. Member FDIC.

Southern Bank
Gerald H. Quinn, Jr.
704 S. 64/264
Manteo, NC 27954
Phone: (252) 475-3688
Founded in 1901, we are a customer-focused community bank serving Eastern North Carolina. Our mission is to be the bank of preference for consumers & businesses.

State Employees Credit Union
Deborah Mountain
938 Hwy 64/264
Manteo, NC 27954
Phone: (252) 473-1292
Fax: (252) 473-1434
Non-profit financial cooperative serving state & public school employees. Member owned. Deposit account services, mortgage & personal loans. NCUA insured.

SunTrust Mortgage, Inc.
Cindy Brown
3512 N Croatan Hwy, MP 5
Kitty Hawk, NC 27949
Phone: (252) 255-1515 / (888) 273-4967
Fax: (252) 255-0064
Get a Mortgage in Minutes! Pre-qualification 24 hours a day. Contact Cindy Brown, our mortgage specialist, for details. e-mail: cindy.brown@suntrust.com

Swicegood & Shell Wealth Mgmt of Wachovia Financial Network
Todd Swicegood
PO Box 4371
Salisbury, NC 28145
Phone: (704) 213-9700
Fax: (704) 637-7171
mailto:tswicegood@wachoviafinet.com
Financial Planning, Investment Management, Retirement Planning, Estate Planning, Elder Care Planning.

Wachovia Bank
Taylor Sugg
2900 N. Croatan Hwy
Kill Devil Hills, NC 27948
Phone: (252) 480-3600
Fax: (252) 480-3639
Honor, Cirrus, & Plus network available for 24 hour banking. A Personal Banker to help with all other financial needs. All types of mortgage loans including 30 yr & 15 yr fixed & ARMS. Open Monday - Thursday 9 am - 5 pm, Friday 9 am - 6 pm.

Wachovia Bank of Manteo
Nancy Sugg
318 N. Virginia Dare Road
Manteo, NC 27954
Phone: (252) 473-1000
Fax: (252) 473-3472
Honor, Cirrus, & Plus network available for 24 hour banking. A Personal Banker to help with all other financial needs. All types of mortgage loans including 30 yr & 15 yr fixed & ARMS. Open Monday - Thursday 9 am - 5 pm, Friday 9 am - 6 pm.

Wachovia Bank of SS
Michelle Garrett
5425 N. Croatan Hwy
Southern Shores, NC 27949
Phone: (252) 261-6700 / (800) 733-3862
Fax: (252) 261-6744
Marketplace, Southern Shores & ATM, Dare Centre, Kill Devil Hills. Professionals serving loan, mortgage, investment & banking needs. Mon-Thurs 9-5; Fri 9-6; 24 hr service.

Wachovia Mortgage Corporation
Wendy Erwin
2906 N Croatan Hwy, MP 5.5
Kill Devil Hills, NC 27948
Phone: (252) 480-0587 / (800) 840-2132
Fax: (252) 480-0412
mailto:wendy.erwin@wachovia.com
"We make loan decisions on the spot"-with Wachovia Decision Now. Offering Conventional, ARM's, Jumbo & Construction/Permanent loans.

Wachovia Mortgage Corporation
Jayne Buckner
PO Box 630
Frisco, NC 27936
Phone: (252) 995-5400 / (866) 413-8158
Fax: (252) 995-5055
mailto:jayne.buckner@wachovia.com
Jayne Buckner is at "home" with mortgages - "allow me to turn your dream into a reality!"

Wells Fargo Home Mortgage
Linda S. Barber
The Executive Ctr, Ste 204
3118 N. Croatan Hwy
Kill Devil Hills, NC 27948
Phone: (252) 441-7610 / (800) 407-8746
Fax: (252) 441-7832
America's largest mortgage lender, financing primary residences, second homes & investment properties. We specialize in RapidTrack five day loan approval.


Outer Banks Services is located at Po Box 1099 Kitty Hawk, NC 27949
For more information call (252) 216-0196. Fax (252) 473-9931 or email: info@outerbanks-obx.com
Copyright © 2005 Outer Banks Services All Rights Reserved.